🕑 Mon–Sat  10:30 am – 1:00 pm • 4:00 pm – 6:30 pm
📍 Diva (East), Thane Free doorstep daily collection Call 9152836139
Women's Cooperative Credit Society · Maryadit

Small Bank.
Big Trust.

A Small Bank for Everyone

Secure savings and reliable loans for every family in our community — built on transparency, personal service, and free doorstep daily collection.

6
Branches across Thane & Kalyan
10%
Fixed Deposit returns, per year
80%
Loan against your own deposit
Free
Doorstep daily collection

Nareshma Mahila Sahakari Patsanstha (Maryadit) · Reg. No: TNA/DDR/RSR/CR/1927/12

Registered & trusted

A women's cooperative credit society, registered and run with full transparency.

6 branches near you

Diva (East) head office plus Kalyan, Bedekar Nagar, Bhopar, Shilgaon & Mumbra Colony.

Doorstep collection

Our representative collects your daily deposit from your home or shop — at no cost.

Open six days a week

Mon–Sat, morning and evening sessions — convenient for working families.

Deposit Schemes

Savings that fit every income

From a few rupees a day to a one-time fixed deposit, choose the plan that matches how you earn — and watch it grow with attractive returns.

Daily Deposit

Save a little every day. Ideal for hawkers, shopkeepers, drivers and small earners.

Free doorstep pickup

Recurring Deposit

Set aside a fixed amount each month and build a lump sum at maturity.

From ₹100 / month

Fixed Deposit

One-time investment with higher returns the longer you stay invested.

Up to 10% per year

Savings Deposit

A simple savings account for any adult or minor, with joint account option.

Open with ₹130

Lakshyaprapti Scheme

Save a small monthly amount towards a clear target sum at the end of the term.

Reach ₹1,00,000

Damdupat Scheme

A long-term deposit where your money grows steadily and doubles over time.

Doubles in 7 years
Returns Estimator

See what you'll get

Pick a scheme and an amount to see your maturity value — figures taken directly from our published scheme chart.

Your savings, in numbers

Choose a plan and amount. We'll show your expected maturity.

You receive at maturity
₹0

Indicative figures as per the society's published scheme chart. Terms & conditions apply.

Scheme Charts

Full returns at a glance

Complete deposit charts so you can plan with confidence. All amounts are in Indian Rupees (₹).

DailyMonthly6 MonthsInterestTotal · 6 mo12 MonthsInterestTotal · 12 mo

Open with ₹130 · Loan up to 80% of your deposit · Free doorstep collection · 1-year tenure, renewable.

Monthly DepositYearly DepositInterest EarnedMaturity Amount

Minimum ₹100 per month · Pay before the 10th · Loan up to 80% of deposit available.

Deposit Amount12 Months · 8%24 Months · 9%36 Months · 10%

Minimum lock-in of 6 months · Can be opened in any individual's name · Open with ₹130.

Monthly DepositTermYou Get

Damdupat Scheme: your deposited amount becomes double after 84 months (7 years).

Loan Schemes

Reliable loans when you need them

Whether it's gold, a home, a vehicle, your business or your child's education — we offer fair, accessible loans with personal support.

Gold Loan

Quick funds against your gold.

Home Loan

Buy or build your own home.

Business Loan

Grow your shop or enterprise.

Educational Loan

Invest in your child's future.

Vehicle Loan

For your two- or four-wheeler.

Instant Loan

Fast funds for urgent needs.

Personal Loan

For your personal expenses.

Life Insurance Secured Loan

Borrow against your policy.

Mortgage Loan

Loan against your property.

Loan without a guarantor

Daily Deposit members can borrow ₹10,000–₹15,000 within a week after just 6 months of saving.

Up to 80% of your deposit
Loan Calculator

Plan your monthly payment

Move the sliders to estimate your monthly EMI, total interest and total repayment. Use it to plan before you visit a branch.

Estimate your EMI

Adjust the amount, interest rate and period to suit your plan.

Loan amount₹5,00,000
₹10,000₹20,00,000
Interest rate (per year)12%
6%20%
Repayment period5 yrs
6 mo84 mo
Your monthly EMI
₹0

Interest rate is indicative and adjustable — the actual rate depends on the loan scheme and your eligibility. Please confirm current rates and EMI at your branch.

Before You Apply

What to bring for a loan

Carry these documents to your nearest branch. Start with the common list, then add the items for your specific loan.

  • Completed loan application form
  • Two passport-size photographs
  • Ration card (copy)
  • PAN card (copy)
  • Aadhaar card (copy)
  • Voter ID card (copy)
  • Electricity bill (copy)
  • Income proof (copy)
  • Documents of two guarantors (as applicable)
  • Bank statement — last 6 months
  • Rent receipt or agreement copy
  • Salary deduction letter from employer
  • Two guarantors
  • Guarantors' ID proof copies
  • Guarantors' documents (as applicable)
  • Guarantors' salary deduction letter
  • Income proof (Income Tax Return)
  • Driving licence (copy)
  • Permit copy
  • Insurance copy
  • Vehicle Registration Certificate (RC) copy
  • Tax book copy
  • Valuation certificate
  • Shop & Establishment (Gumasta) licence copy
  • Partnership deed (if applicable)
  • Income Tax Return copy
  • Insurance policy copy
  • Last 3 years' balance sheet & P&L statement
  • Latest salary slip
  • Salary certificate
  • Two passport-size photographs
  • Documents of two guarantors (as applicable)
  • Sale deed
  • Purchase deed
  • Property valuation report
  • Society No Objection Certificate (NOC)
  • Share certificate of the society
  • PAN card
  • Aadhaar card
  • Residence proof
  • Guarantor (same documents required)
  • Bank statement
  • Income proof

Please bring originals for verification along with the copies. Requirements may vary by case — your branch will guide you.

Visit Us

Come in, or call — we're close by

Find your nearest branch, give us a call, or let our representative come to your doorstep.

Head Office

Diva (East), Thane

Chinmay Heights, First Floor,
Ganesh Nagar, Diva–Agasan Road,
Diva (East), Thane – 400612
Get directions
Other branches
Kalyan Bedekar Nagar Bhopar Shilgaon Mumbra Colony

Head office numbers

Working hours

Monday – SaturdayOpen
Morning session10:30 am – 1:00 pm
Evening session4:00 pm – 6:30 pm
SundayClosed